Travel is an amazing thing but travel can also be stressful. Delays happen, sadly more frequently than we’d all wish. Delays inevitably cause added expenses such as food, hotels and other unforeseen costs. Luckily, Allianz Travel Insurance offers a product called SmartBenefits.

SmartBenefits are a suite of special travel-delay and baggage-delay benefits available with certain plans from Allianz Global Assistance. With SmartBenefits, you can opt to receive a fixed inconvenience payment of $100 per insured person, per day, for a covered travel or baggage delay. No receipts are required — just proof of a covered delay. You may receive this payment automatically if your covered travel delay occurs on a flight monitored by Allianz. To be eligible for a proactive payment, submit your flight itinerary online before you travel.

If your covered expenses during an eligible travel delay or baggage delay exceed $100, you still may submit a claim with receipts for the remaining expenses. You’ll be covered up to the maximum benefit limit specified in your plan. You’ll need to provide proof of expenses incurred over the $100 fixed payment but Allianz has your back.

SmartBenefits are a great fit for just about anyone traveling domestically these days. With so many flights being delayed and cancelled, irritating costs can add up quickly with the high cost of airport food, etc. Especially if you’re traveling with a family. SmartBenefits can ease that burden quickly.

Disclaimer: I am a paid ambassador for Allianz.

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